You would think that executing an estate plan is the final step in the estate planning process — but there is still a very important decision to be made. Some assets such as life insurance, annuities, qualified plans and IRAs pass by contract to a beneficiary chosen (or not chosen) by the contract owner, and not via an estate plan (e.g., will or trust). 

Did you know that the number of American adults that have a will has dropped from 42% in 2017 to 32% in 2020?¹ Although estate planning is an important part of personal financial management, it isn’t something most people think about every day.

In the eighteen months since its launch, Penn Mutual’s award-winning Accelerated Client Experience (ACE) continues to set the pace for the life insurance industry.

The guarantees associated with Penn Mutual's IUL allow for strong performance, regardless of how the market performs.

See how ACE, a first-of-its-kind digital life insurance buying innovation, streamlines the application process and makes purchasing life insurance easier than ever.

Life insurance can provide more than just a death benefit. Watch and learn about a “living benefit” that can help you when the unexpected happens.